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Home / Handbook / Getting Started / Newcomer Protection Shield

Newcomer Protection Shield

All newly founded enterprises receive 7 Real-World Days of New Merchant Protection to establish their supply chains safely.

Active Shield Protections

During the 7-day newcomer window, your enterprise benefits from four fundamental safety mechanisms:

1. Hostile Contract Immunity: Other established conglomerates cannot issue unilateral high-penalty supply contracts targeting your facilities.
2. Municipal NPC Demand Bonus (+20%): Any Retail Store or retail warehouse you operate receives a +20% revenue boost from municipal city demand.
3. Capped Loan Interest Rates: As a Grade C starter merchant, you have immediate access to banking credit facilities (£1,500 initial capacity) with your borrowing rate capped at the favorable B-tier rate (4% per game day) instead of 8%, regardless of early debt ratio swings.
4. Dedicated Leaderboard: Your house is featured on the New Merchants Standings, allowing you to benchmark growth against other new arrivals.

ℹ️ Note: The newcomer shield countdown runs on real calendar time from your company's registration timestamp. Check the shield banner on your Dashboard at any time to verify remaining days.